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COVID-19 TIPS FOR HANGING ON TO YOUR CASH--Restructure Student Loans

Date: April 5, 2020

Author: Michael Brown

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Keep your cash close during this time. Put as many things as you can on credit. You can always negotiate with creditors, it is difficult to negotiate with landlords and lenders. One thing you can do is try to negotiate for student loan relief. According to Liz Weston of Nerd Wallet, if your loans are held by the Federal government, relief should be automatic. You won't have to make a payment and interest will be waived through September 30th, 2020. If you have loans that don't qualify, you may be able to consolidate those loan into a direct consolidation loan which would qualify. In addition, federal collection efforts on defaulted student loans have been paused. Visit studentaid.gov to see if your loan qualifies.

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